Tax Accountants
Coffs Harbour.

At Accounting on Bray, a basic individual tax return starts from $170. This price applies if you’re an individual earning salary and wages with straightforward deductions. If your situation is more complex, additional fees will apply. This might include having rental income, working under an ABN, or dealing with capital gains events like selling a property, shares, or cryptocurrency. Every client’s tax situation is unique, and we want you to feel confident before proceeding. We’ll take the time to understand your circumstances and explain the fees involved clearly before we start. Whether your return is simple or complex, our experienced accountants ensure everything is lodged accurately, legally, and with the goal of maximising your refund. We’re also happy to help you identify any deductions you may not be aware of, giving you the best possible financial outcome.

If you’d like a personalised quote, please contact our office.

A bookkeeper handles the daily financial activities, like processing invoices, managing receipts, reconciling bank transactions, and assisting with payroll. An accountant, however, provides the next level of support including tax planning advice, preparing and lodging BAS and tax returns, preparing financial reports, and advising on business structures. At Accounting on Bray, our accountants can also offer bookkeeping services if you don’t have a bookkeeper, meaning we can look after everything in one place. If you already have a bookkeeper, we are more than happy to work alongside them. Having an accountant on your team ensures you stay compliant with ATO regulations and also helps you maximise your financial opportunities. We’re here to make managing your business easier, whether you need a full service or just specialist support.

When you engage Accounting on Bray to lodge your BAS, you get extra time compared to lodging it yourself. Your extended deadlines are:

September BAS due 25th November,
December BAS due 28th February,
March BAS due 26th May,
June BAS due 25th August.

This gives you an additional four weeks to finalise your BAS and pay any amounts owed. Missing your BAS deadline can result in late lodgement penalties from the ATO, which can add up quickly. By working with us, you’ll receive reminders before due dates to help you stay on track. If you ever anticipate missing a deadline due to unexpected circumstances, we can assist you by liaising with the ATO to request an extension. Our goal is to keep you compliant, avoid unnecessary costs, and reduce the stress that often comes with managing your tax obligations on your own.

Yes, absolutely. At Accounting on Bray, we’re here to simplify payroll setup for your business. Our service covers the entire process, starting with correctly entering employees into your payroll system. We ensure you are registered for PAYG withholding and that your Single Touch Payroll (STP) reporting connection to the ATO is correctly established. We also review your superannuation and tax settings to ensure all obligations are met accurately and on time. At the end of the financial year, we finalise your STP data to make it easier for your employees to lodge their personal tax returns. If you’re new to payroll, we offer ongoing support and training, making sure you understand your responsibilities and have the systems in place to stay compliant. Our team is committed to taking the hassle out of payroll, giving you peace of mind and the freedom to focus on running your business.

Yes, we offer personalised one-on-one Xero training sessions tailored to your business needs. Typically, the initial session runs for around one hour, during which we focus on setting up your file correctly and teaching you the functions most relevant to your day-to-day operations. Additional sessions can be booked if needed. Because our training is hands-on and personalised, you won’t waste time learning features you don’t need. Instead, we’ll show you exactly how to use Xero efficiently for your bookkeeping, invoicing, payroll, and reporting. We also provide ongoing support, meaning you can contact us any time with questions as you use the software. As your business grows, we’ll continue to offer training upgrades to ensure you get the most out of your Xero subscription. Our goal is to save you time, money, and frustration.

Yes, we certainly can. At Accounting on Bray, we prepare detailed, professional special purpose financial reports for businesses needing to present their financial position to banks, investors, or other stakeholders. These reports typically include a profit and loss statement, balance sheet, and supporting documents that show the financial health of your business in a clear, accurate format. Whether you’re applying for finance, seeking investment, or completing a formal review, we ensure your reports meet industry standards and regulatory expectations. Our team understands what banks and investors are looking for, and we’ll tailor the reports to meet their specific requirements, saving you time and ensuring everything is ready when you need it.

The best structure for your business depends on your unique situation, including your income, financial goals, risk level, and future plans. At Accounting on Bray, we offer a complimentary initial consultation to discuss these factors and help you make the right choice. A sole trader structure is simple and cost-effective but offers less protection. A company structure can limit your personal liability and provide different tax advantages, but it also comes with more reporting requirements. A trust offers flexibility and asset protection but can be more complex to manage. Our experienced team will walk you through the pros and cons of each option based on your needs. Choosing the right structure from the start can save you thousands in taxes, legal costs, and restructuring fees later on. We take the time to explain everything clearly, so you can make confident, informed decisions for your future.

An accountant does much more than prepare your tax return — we actively help you structure your finances to minimise your tax legally. At Accounting on Bray, our accountants stay up-to-date with all the latest changes to Australian tax laws through ongoing professional training. We use this knowledge to identify legitimate deductions, rebates, and strategies that could reduce your tax bill. Tax planning is a big part of what we do: by looking at your full financial situation, future plans, and income streams, we can advise you on ways to legally minimise tax now and in future years. This might involve restructuring your business, bringing forward expenses, or investing in assets with favourable tax treatment. By working with an accountant early, you can make smarter decisions throughout the year rather than rushing at tax time. Our goal is to help you keep more of your hard-earned money.